We are aiding the discovery of multiple pathways to financial independence and social freedom.
Community members who have been able to move to a stage of wealth building say it is because of:
* Opportunities for a solid education
* Learning how to invest
* Being able to purchase property
* The ability to participate in entrepreneurship (which is one of the leading employment factors in the US economy today)
The world has changed in a way that requires everyone to THINK like an entrepreneur.
Participants will develop entrepreneurial skills that will help them approach changing environments to live effective and successful lives.
THE SHIBA REPORT
The Term SHIBA, is the acronym used to represent our focus on the State of Housing in Black America (SHIBA)
The SHIBA Report is very comprehensive. It provides a detail view into the real numbers and facts that impact and impede Black families from realizing the dream of homeownership.
A living-wage income is a first and extremely important step to building wealth. But it cannot be the endgame when thinking about building inter-generational wealth. To advance economic equity, we must move beyond focusing on poverty reduction and living-wage job opportunities to focusing on wealth creation. *
Many of our country’s lowest-income workers turn to self-employment as a means of creating a job or supplementing a low-wage job. Entrepreneurship can be a pathway out of poverty, but many entrepreneurs are in need of support.
Overall, African American households are less likely to own a business than white households, and if they do, the business is, on average, eight times less valuable than a white owned business. One cause of this disparity is lack of access to capital and not having the relevant knowledge or mentor-ship as primary barriers to starting a business. **
Competing with white-owned business where access to capital is readily available and often secured by property, leads to a dead end cycle when property ownership is out of reach.
- Voices Rising: African American Economic Security in King County https://byrdbarrplace.org/wp-content/uploads/2018/01/VoicesRising_report_2017.pdf
** Wiedrich, Kasey, Sims, Jr, Lebaron, Weisman, Holden, Rice, Solana and Brooks, Jennifer (2016). The Steep Climb to Economic Opportunity for Vulnerable Families. Retrieved from http://assetsandopportunity.org/assets/pdf/2016_Scorecard_Report.pdf.
We are a resource for information and education, by providing courses, tools and/or referrals. Thereby, equipping individuals to reassert their power to achieve effectual solutions and results in dynamic situations.
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