Limiting Luxuries

Surviving Financial Crisis

You are here: Home

Main Menu

Sections

CNBC

CNN Money

College grads: Here's what your B.A. is worth
In a rare bit of good news for college students facing a tough labor market, the sharp decline in starting salaries for recent graduates appears to be stabilizing, according to a study released Thursday.
25 Best Places to Retire
In these great college towns, you can expand your intellectual horizons, take in the sites and perfect the art of relaxation.
N.Y. colleges to protect students on credit cards
The 64-campus State University of New York (SUNY) system, one of the largest state systems in the nation, adopted a set of reforms on Tuesday aimed at protecting students from deceptive credit card practices.

The Motley Fool

Apple Opens Up the App Store
The iEmpire never felt right as a strict taskmaster.
Are Shorts Watching Marvell Technology Group?
Look here for a clue.
This Tech Announcement Was Worthless
Google Instant shows how far we have to go with search.

MSNBC

Homes ablaze after explosion near San Francisco
A massive explosion sent flames roaring through a residential neighborhood outside San Francisco Thursday night, destroying 53 homes and damaging 120, officials said. One person was confirmed dead.

San Francisco - San Bruno California - San Francisco Bay Area - United States - California
Suspended worker arrested in Kraft plant shooting

A woman suspended from her job and escorted from a Kraft Foods plant in northeast Philadelphia returns with a handgun, killing two people and critically injuring a third, police say.

Philadelphia - Kraft Foods - Recreation - Guns - Competition Shooting
Giants cut Padres’ NL West lead to one

Aubrey Huff and Buster Posey each hit a two-run homer and Pat Burrell and Juan Uribe also went yard as the San Francisco Giants beat San Diego 7-3 Thursday night to pull within one game of the NL West-leading Padres.

San Francisco Giants - Juan Uribe - Pat Burrell - Aubrey Huff - San Diego

US Government

OCC Offers Tips to Avoid Mortgage Modification and Foreclosure Avoidance Scams
The Office of the Comptroller of the Currency issued a consumer advisory to help homeowners avoid scams that claim to help them save their homes, but can cause them to lose their homes and their money.

Do You Get EVERY Job You Apply For? If Not, You Need To Check This Out.

Limiting Luxuries

Lifestyle / Frugal Living - Bugeting / Saving Money

Written by admin

There is a big difference between wants and needs and when you are faced with excess debt then the only thing you really need to focus on are your needs and how you are going to pay for them.

You don't need to own the latest wide screen television or an X-Box or PlayStation. If you've got overwhelming debt then one of the first things you need to do is start limiting luxuries. Now this doesn't mean you are going to downgrade your lifestyle at all because along with all these luxuries that you've been purchasing your lifestyle has been downgraded considerably with the increased stress and financial burden you are faced with every day.

More Information: Budget Stretcher

Now consider how much happier you would be if you didn't have to pay back all that debt. Consider how much happier you would be if you didn't have to think about how you are going to pay the food bill at the end of the week.

Once you start putting these factors into perspective you can see how the purchase of luxuries that might possibly give you a few moments of pleasure have added a whole lot more stress and strain to your lifestyle and have actually limited the things that you can do on a daily basis.

Wouldn't you like to trade in some of those appliances that you never use for less stress and more time to get out and enjoy yourself? Wouldn't you like to trade them in with a chance to take a short holiday away from the worry is that are constantly on your mind at the moment?

Now is the best time for you to start looking at these luxuries and consider the benefits they have given you and the downside that you are living with.

When in debt limit or eliminate your luxuries and those that you have and don't need - cash up and use the money to pay off some of your debt. You will be a lot happier in the long-term.

More Information: Budget Stretcher

Comments

Add New

Write comment

Name:

Email:

Website:

Title:

UBBCode:

Please input the anti-spam code that you can read in the image.

< Prev		Next >

Latest News

Publicity For Business Consultants: The fastest, easiest, and most economical way to get publicity. Are You Ready To Have Reporters Quoting Your Expertise? There could be a reporter out there right now looking for someone with your expertise to quote in his next article. PR LEADS will send you leads that match your profile, and will coach you on how to get reporters to respond to you. It's the fastest, easiest, most inexpensive way to get PR for yourself or your business. More than just a publicity service -- a reliable library of unparalled information! Picture Yourself Quoted In The Pages Of The New York Times Or Wall Street Journal What would that mean for your business? For your book? Imagine the looks on the faces of your friends, family, and clients. Do you think meeting planners who hire speakers would treat you differently if you had a stack of newspaper clips quoting you? Do you think bookstore managers would work more cooperatively with you if they knew you would work hard to promote the book and drive traffic to their stores? Then you need to do publicity - and you can do it yourself, quickly and easily - even if you've had no PR experience! Click Here

Useful Information

Chat live with visitors or customers on your web site on one to one basis solve their queries and assist them in completing sales process. This helps in closing sales faster. Live support brings more confidence to your customers Live Chat Software for your website..

Mortgage Accelerator Scam! Is your Home at Risk? Click Here!

Strategies To Reduce Your Taxes Click Here!

Amazing debt elimination system Click Here!

The Halt Foreclosure Manual By Atty. Eric Bolves. Click Here!

The Loan Modification Video - Save Your Home! You will learn step by step how to talk to your lender, prepare a financial worksheet and save your home and you will save thousands of dollars. Click Here!